International Finance Investment and Commerce Bank Limited (IFIC Bank) is a first-generation bank established in 1976 operated with crossed 157 Number of Branches and number of Uposhakhas around the country stood at 500. Along with other products IFIC Bank provides Home loan to the people with minimal interest rate and acceptable conditions in the name of IFIC AAMAR BARI.
If you dream of having your own house then IFIC BANK AAMAR BARI home loan is the perfect financial solution for you. This is an attractive loan facility for all creditworthy individuals of Bangladesh who wish to buy new or used the apartment/flat, mortgage their existing house/flat/apartment or construct/ renovate/ extend their existing flat/house, want to Purchase/Construct/Renovate semi-pucca house etc.
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Features of IFIC BANK AAMAR BARI home loan:
1. Loan amount up to Tk 2 Crore
2. Tenure: Salaried 25 years, Professional 20 years Maximum
3. No processing fee for loan takeover
4. Facility of premium overdraft up to 2 crore
5. Processing fee: Minimum 0.30 % of loan
Types of loan
- Home loan: to build or purchase new/used residential property ( House/ apartment/Flat/ Duplex/condominium)
- Home credit: to re-construct /extension/renovation /modification within the existing approved plan of existing residential property
- Semi-Pucca: maximum 50,00,000 ( Purchase /construction/renovation)
- Take over: HBL takeover from other banks /NBFL
Required Documents
Initial Documents for submitting loan application:
1. 2(two) copy passport size photographs of all intending borrowers.
2. Letter of introduction from employer (for salaried individuals).
3. Bank statement (for last 12 months)
4. All loan statements (last 12 months minimum) Credit card statement if any (last 6 months)
5. Salary Certificate/Trade License/ Professional certificate/ MOA/ Form XII etc
6. TIN Certificate copy Utility bill copy (last 6 months) for present address verification
7. National ID copy
8. Approved plan & plan approval letter from the concerned authority
These are all basic documents. For further details, you have to go to your nearest branch.