IFIC AAMAR Account; Features and advantages.

IFIC AAMAR Account introduced by IFIC Bank is a unique transactional account where you can deposit your savings as well as can avail of Loan facilities when you want. IFIC Bank is the first one who comes with this kind of account in Bangladesh, which reduces your hazards of account opening for taking loans and also reduces your account operation cost with lots of attractive benefits.

Features IFIC Aamar Account

1. Interest bearing current account for all types of individual customer
2. Deposit and Loan (Overdraft) facility is available against a single account
3. Slab-wise attractive interest rate.
4. Interest is calculated daily and paid monthly.
5. Same Card can serve the purpose of Debit & Credit card.
6. Cash withdrawal from all Bank’s ATM throughout the country is free of charge.
7. Dual currency facility of debit card.
8. Same Cheque book can be used for withdrawal of Deposit and Overdraft amount.
9. Unlimited number of transactions can be conducted in account Overdraft facility is given to credit worthy individuals upon necessary credit assessment Features of Overdraft for “AAMAR Account”
10. Alternative to Credit Card facility
11. Low Interest Rate (Almost one third of conventional Credit Cards)
12. No hidden charges.

Read Also: IFIC Bank Aamar Bari home loan.

Mandatory Documents for IFIC Amar Account

1. Photo of Applicant – 2 copies.
2. Copy of National ID/Smart ID of the Applicant.
3. If NID /Smart ID is not available, introducer is mandatory and an account can be opened by using applicant’s any of these documents (verified by original copy).
4. Passport
5. Birth Certificate
6. Driving License
7. Employee ID
8. Letter of Introduction from the company (For Payroll Customers only)

Optional Documents for IFIC Amar Account

1. Copy of TIN (if available)
2. Proof of source of fund
3. Proof of business

Nominee for IFIC Amar Account

In case of nominee (not mandatory):

1. 1 copy of photo
2. Photocopy of any ID
3. Legal guardian’s Photo ID and Photograph (If the nominee is minor)

For Joint Account

1. All mandatory documents, mentioned above, are required for each customer of the joint account

Additional Documents are required for the overdraft facility

1. Copy of TIN
2. Bank Statement (6 months for Salaried and Self-employed persons & 12 months for Businessman category).
3. Salary certificate/ Letter of Introduction is required for all salaried customers other than IFIC payroll
4. Copy of Trade License (Only for Businessman Category)

Charges for AAMAR Account:

FAQs: